Collinsville, Oklahoma
November 12, 2017
Miscellaneous News
Kids Cyber Issues /
Slushi Ribbon Cut /

Renters Insurance Myths
Slush Face Slushies
Ron Evans provided this photo of the recent Chamber of Commerce Ribbon Cutting for a new mobile Collinsville business.
December 7th Presentation For Parents - Cyber Issues Facing Kids
The Collinsville Police Department is hosting a parent education night. We will be providing information on several cyber issues that kids face today. Issues such as sexting, child pornography, cyber bullying, and online predators. We hope to shed light on these topics as well as provide information and resources to help parents keep their kids safe.

Join us at Collinsville City Hall
106 North 12th street, Collinsville, Ok
December 7th at 6:30 pm


Oklahoma Farm Bureau Insurance busts common renters insurance myths

OKLAHOMA – A study conducted by the Independent Insurance Agents & Brokers of America found that about two-thirds of nearly 81 million renters don't have renters insurance. Most of these people might not ever consider operating a car without having car insurance, and yet they are renting a home without renters insurance. This discrepancy may be in part that renters fall prey to some common myths about renters insurance.

“Many renters are under the impression that renters insurance is unnecessary or too expensive, especially since they’re not the ones who own the property, nor are they typically responsible for property maintenance,” said Gary Buckner, executive vice president and general manager of Oklahoma Farm Bureau Mutual Insurance Companies. “In reality, renters insurance is often very affordable and can provide significant protection for the renter.”

To help consumers see the clear picture when it comes to renters insurance, Oklahoma Farm Bureau Insurance debunks the following myths:

Myth: The landlord’s insurance will cover my possessions. Contrary to popular belief, a landlord’s insurance policy typically only covers the building itself. This means everything else beyond the structure of the residence, including all personal belongings, are the responsibility of the renter to insure. Without renters insurance, any possessions that are lost, stolen or damaged will usually leave the renter handling the monetary loss on their own.

Myth: Renters insurance is too expensive. There is a wide range of insurance offerings to fit different incomes and lifestyles. Additionally, when available, renters can consider bundling rental insurance and car insurance or another policy from the same company for a potential discount on pricing.

Myth: My possessions aren’t valuable enough to need insuring. It’s easy to overlook the costs of everyday belongings, but these things can add up. Renters should consider not only the big-ticket items they own, like the TV and furniture, but also dishes, clothes, decorations, appliances and personal electronics. Most renters have thousands of dollars’ worth of stuff, and all that stuff needs to be covered by renters insurance.

Myth: Renters insurance only covers my stuff. Most renters insurance policies also include liability coverage, which will help cover the costs if a renter is ever held responsible for injuring another person or damaging another person's property, including the landlord's. One other common feature is accident coverage. This could include accidents that result in losses or damage, such as an overflowing bathtub or a fire caused by a curling iron left on too long.

About Oklahoma Farm Bureau Mutual Insurance Companies
Since 1946, Oklahoma Farm Bureau Mutual Insurance Companies have worked to maintain their position as the leading Oklahoma-based insurance company for Oklahomans from all walks of life. The company protects Oklahomans in all 77 counties from the risks they face every day, and because each agent lives and works in Oklahoma, they are present when needed most. Oklahoma Farm Bureau is committed to helping the more than 140,000 member families to ensure Oklahoma’s financial strength today and in the future. To learn more, visit



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